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Open enrollment ends Jan. 31, 2017

Here's what you need to know about renewing your health plan. 

You might pick a new plan because:

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Your personal situation has changed (such as income or family status)
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You've realized another kind of plan might fit you better
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Your plan has changed or is no longer offered
Side by side comparison table

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Shop to compare options side by side and find the benefits you want. Then, take your choice to the exchange in November and buy your 2017 plan.

Lightbulb icon TIP: Pay close attention to any letters you receive from the exchange. If the exchange asks you to give more information, and you fail to do so by the deadline, you may lose your insurance and have to wait before you can sign up for a new plan.

More questions?

Live chat, email or call 1 (866) 729-2583.

Why do plans change?
If your plan changes, it's probably for one of the following reasons.
 
  • Regulations: Federal or state rules may require a change to health plans.
  • Changes: We may want to add, remove or offer different benefits.
  • Market decisions: We may stop selling a health plan because of rising costs and low enrollment.
I got a letter saying my plan was changed for 2017. How do I know what has changed?
You should have also received a document called the Summary of Changes that provides all the details. It also tells you how much the new plan will cost.
I got a letter saying my plan was no longer offered. What is my best option?
You should have received a letter that recommends a plan that's similar to the one you have now. Your situation may have changed, however, so it's a good idea to review the 2017 plans to determine which will best fit your needs next year.
My income has changed. Will that make a difference?
If you get a tax credit, that credit will move up or down with your income. It's important that you have filed your 2015 tax return if you hope to get a tax credit for your new 2017 plan. You can get complete information on the IRS website. Note that if you don't respond to a request from the IRS or the exchange, you may lose your tax credit.