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Stay in network and save money

Use in-network providers with an EPO plan

All of our plans are called "exclusive provider organization" (EPO) plans, which cover in-network care only. That means that if you go to a doctor who is not in your network, you are responsible for 100 percent of the costs (except for emergency services). EPO premiums are typically lower than PPO plans.

Find an in-network doctor

Use Find a doctor to look for in-network doctors near home or work. Once you're a member and you sign in to BridgeSpan, Find a doctor gives you personalized search results based on your plan and network.

Get a network overview

If you need to understand what networks are, how they work and why they're important, we can help. Read up on it.